1. Acceptance of Terms

By accessing or using this website, you agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree, please do not use the site.

2. Use of Site

You may use this website for personal, non-commercial purposes only. You agree not to use the site or its content for any unlawful purpose or to solicit others to perform or participate in unlawful acts.

3. Coaching Services

All coaching services offered through this site are intended for individuals who are ready to grow personally and professionally. Results are not guaranteed, as outcomes depend on individual effort, commitment, and other factors outside our control.

4. Intellectual Property

All content on this site — including text, videos, graphics, branding, and downloadable materials — is the property of Bob Turner and Summit Coaching and Consulting and may not be reproduced or distributed without permission.

5. Payments & Refunds

All payments made for coaching services, programs, or events are final unless otherwise stated in a specific offer or agreement. If you have questions about a payment or refund policy, contact us directly.

6. Third-Party Links

This site may contain links to third-party websites or tools. We are not responsible for the content or practices of these external sites and recommend reviewing their terms and policies before using them.

7. Disclaimers

The content and coaching provided are not substitutes for professional advice (legal, financial, medical, or mental health). You are responsible for your own decisions and actions.

8. Limitation of Liability

We are not liable for any direct, indirect, or incidental damages arising from your use of this website or participation in our programs.

9. Changes to Terms

We may update these Terms of Service from time to time. Continued use of the website after changes are posted means you accept the new terms.

10. Contact Us

If you have any questions about these terms, please contact:

Bob Turner

Email: bob@bobturnercoaching,com

Website: www.bobturnercoaching.com